Farmers & Merchants Bank

A complete end-to-end ACH transfer solution for your business transactions, like payments and direct deposits.

With ACH Manager, each step is automated to provide an easy process with advanced risk management controls.

• Auto-Fill Information
• Streamlined Processing
• Risk Management Controls
• Transfer Review
• Online Reporting
• Training and Support
• Fees:
• $50 one time fee for on-site set up, training and documentation
• $15 monthly charge - includes 2 tokens.
• Same Day ACH - $0.45 per item within the file.
• Returned item fee - $3.00 per item.

Merchant Capture is a bank provided device to scan checks straight to us for processing. This time-saving service boosts overall efficiency by increasing accuracy and accelerating cash flow.

• Deposit checks remotely.
• Settle funds quicker and accelerate cash flow.
• Access a retrievable archive of check images.
• Free up resources by reducing the number of bank trips.
• Spend less time preparing documents.
Helps reduces the risk of check fraud and protects customer information with secure encryption.
• Reduce accounting errors.
• Fees:
• $50 set up and documentation fee
• $15 monthly charge for high speed scanner